Indonesia's Second Home Visa: Built for Retirees, Not Remote Workers
Where Indonesia's Remote Worker visa is built around active income, the Second Home Visa is built around a large deposit — a meaningfully better fit for retirees with savings rather than a paycheck.
The main Indonesia visa guide covers both routes together, since Indonesia's nomad-relevant visa landscape has shifted more than most countries on this site. Pulled apart specifically for retirees: the Remote Worker visa requires ongoing income from employment or contracts, which most retirees simply don't have. The Second Home Visa is a better structural fit — it's built around a substantial deposit or property investment rather than active income, in exchange for a much longer validity period than the Remote Worker route offers.
Confirmed under Government Regulation No. 48 of 2021: a deposit of IDR 2 billion in an Indonesian state bank (Mandiri, BNI, BRI, or BTN) — reported as roughly $126,000-130,000 depending on the exchange rate at conversion — or alternatively, ownership of Indonesian property valued at $1 million (some sources cite IDR 5 billion specifically for the property route). Worth knowing for retirees specifically: Indonesia's separate Golden Visa program includes a "Silver Hair Visa" tier aimed at retirees 55 and older, with a considerably lower $50,000 deposit requirement plus proof of at least $3,000/month in stable income or pension — a real, lower-cost alternative worth comparing directly against the Second Home Visa's larger deposit if you qualify by age.
In exchange, validity is generally much longer than Indonesia's Remote Worker visa or most other programs on this site — historically offered in 5 or 10-year terms rather than the one-year-with-renewal structure common elsewhere, which matters more to a retiree planning a genuinely long-term stay than to a nomad testing out a shorter one.
As the main Indonesia guide notes, this is one of the highest-change-risk programs covered on this site — the figures above are confirmed as of this check, drawn from the same 2021 regulation still in force, but Indonesia's nomad and long-stay visa landscape has restructured multiple times historically. Confirm current program status and terms directly with Indonesian immigration before relying on any specific figure here for a major financial decision. One confirmed, stable detail regardless of restructuring risk: the single deposit or property investment covers the whole family — a spouse, children, and even parents can be included via a Second Home Family KITAS using the primary holder's same deposit, not a separate amount per dependent.
This is informational, not advice. Visa, tax, and immigration rules change, and a general guide can't account for your specific situation. Before you act on anything here, confirm current details with the relevant embassy, consulate, or a licensed immigration or tax professional. See our editorial policy for how we verify what we publish.